Meet Our Leadership

Kyle Nieman

President & CEO

Kyle Nieman, a 35-year veteran of the insurance industry, is President and Chief Executive Officer of Protexure Insurance Agency, Inc. Prior to joining Protexure, Kyle was senior vice president of distribution strategy at CNA where he managed agency/broker relationships and cross-sell strategies. Prior to leading distribution, Kyle was Vice President of Underwriting for CNA’s multiple professional liability portfolios including accountants, attorneys and real estate agents. For over 20 years, Kyle was responsible for underwriting and program management for the AICPA endorsed professional liability program and several state bar programs at CNA and at Crum and Forster where he started his career.

Pat Cosulich

Chief Information Officer

As Chief Information Officer of Protexure Insurance Agency, Inc., Pat Cosulich is responsible for developing a systems platform to provide superior service to small to mid-market firms. Prior to joining Protexure in 2009, Pat was Vice President of Insurance Business Development for Outline Systems Inc., a specialty insurance software provider. In over 20 years with CNA, she was responsible for developing specialty web platforms, as well as policy and claims systems. In addition to significant experience in systems development, Pat has a deep understanding and expertise in Professional Liability. While leading field operations for CNA’s Technology E &O, she helped develop forms, implement strategies and coordinate coverage for this business segment. By creating an application process that understands the potential insured and asks only relevant questions, the application becomes streamlined and easy for our customers.

Ryan Schwartz

Assistant Vice President of Sales

Since Joining Protexure Insurance Agency, Inc. in 2010, shortly after the company’s formation, Ryan has held many roles. From underwriting to new business sales, he has extensive experience with Protexure clients.  Ryan currently serves as Assistant Vice President of Sales where he oversees all sales for direct insureds and actively works to improve the customer experience and sales process. He holds a BS in accounting and an MBA, with an emphasis in Financial Management, from Benedictine University.

Terence O’Dekirk

Senior Vice President of Underwriting

As Senior Vice President of Underwriting, Terry O’Dekirk works with Crum and Forster to develop underwriting guidelines and is the liaison on claims reporting and management. Terry practiced law for nine years as a civil trial attorney prior to joining Crum and Forster Managers/Coregis/Westport in 1986. As Vice-President of Claims, he established the Claims Legal Department and Litigation Management Program and later assumed additional responsibility for Directors and Officers claims. He managed Lawyers Professional Liability at Coregis and was business leader for Non-Medical Professional Liability at Westport. Afterward, he was Senior Vice-President of Underwriting for Medical and Non-Medical Professional Liability at Interstate National Corporation. Terry worked with various start-up companies and boards of directors before joining Protexure in 2010.

Company Culture

As a start-up, we leverage our expertise, leadership and resources to build a successful insurance agency. Today, Protexure continues to make a difference by disrupting the market and integrating technology into streamlined, intuitive, web-based insurance programs for small to mid-sized firms. Our entrepreneurial spirit is the guiding force that leads us to the next generation of CPA firms and enables us to meet their ever-changing needs.We learn by listening to our policyholders. We continue to improve and innovate our platform, build distribution channels and enhance our product offerings.